A guide from a Florida IT team here since 1996
Your cyber insurance renewal is asking for proof. Here's how to answer it honestly.
The ten questions carriers ask most, in plain language, why each one is on the form, and one page to score yourself honestly. No technical knowledge needed.
- 10questions carriers ask most, and why each one is on the form
- 1page to score yourself honestly, no technical knowledge needed
- 30minutes with a real person to know exactly where you stand
PDF, seven pages. Read it on your own, hand it to your IT provider, or bring it to a call with us.
If this sounds familiar
What goes through your head when the form arrives
"This is a pain. I don't want to deal with this."
What is true
It is a pain. But it comes once a year, and when someone keeps the evidence, next year takes minutes.
"They're looking for a reason not to pay."
What is true
They are pricing risk. The one answer that gives them a reason is a "yes" that is not true.
"Some of this sounds like stuff we probably should have."
What is true
Most of it is. These are the safeguards that stop the attacks insurers keep paying for.
"I don't even know what half of it means."
What is true
You are not supposed to. Every question is in plain language in the guide, with why it is asked.
A note from Ingram
More and more, the call we get is not about a broken computer. It is an owner or a controller holding a cyber insurance application, a few weeks from the deadline, unsure what half of it means and worried about getting it wrong.
That is a fair worry. The application is a signed statement, and the questions get more technical every year. But most of what they ask for is fixable, and nobody should have to guess.
These are the same questions we walk through with our own clients. Use them on your own, hand them to your IT provider, or call us. Either way, you will know where you stand.
Ingram Leedy, Founder and CEO, Protected Trust
Questions people ask
Plain answers.
What is in the guide?
Seven pages: why the form looks the way it does, the ten questions carriers ask most and why each one is on the application, a one-page sheet to score yourself (yes with proof, yes without proof, no, not sure), what to do with the score, and three ways to get help.
Who is it for?
The owner, the controller, or the office manager who was handed the application. No technical knowledge is needed; every term is in plain words.
What happens after I ask for it?
It opens on the next page, and we email you the link so you can find it later. If your renewal is close, a real person may reach out once, by name, to offer thirty minutes with the form. Nobody adds you to a list.
Do you sell insurance?
No. Protected Trust works alongside the broker you already have. The guide is general information, not insurance or legal advice.